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Retail Lending

Questions People Ask Us About BankersLab Command Center Command CenterFeaturedFinTechLife Hacks for Retail LendersRetail Lending
June 17, 2026

Questions People Ask Us About BankersLab Command Center

This Command Center Q&A brings together the questions we hear most often from CROs, Heads…
BankersLab
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You Built the Data Lake. Here’s Why AI Can’t Swim in It Yet! FeaturedFinTechLife Hacks for Retail LendersRetail Lending
April 18, 2026

You Built the Data Lake. Here’s Why AI Can’t Swim in It Yet!

Your teams have spent years — and significant budget — building out data warehouses, data…
BankersLab
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Prepare Your Team for a Stressed Market and Accelerate Your AI Readiness – All in Three Days Command CenterFeaturedFinTechLife Hacks for Retail LendersRetail Lending
April 18, 2026

Prepare Your Team for a Stressed Market and Accelerate Your AI Readiness – All in Three Days

Lenders do not need more dashboards explaining last quarter. They need a safer, faster way…
BankersLab
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Professional using bring-your-own AI tools on laptop to analyze data in modern office
BYO AI Workshops: The Fastest Way to Get Your People Using AI. 21st Century LearningFeaturedFinTechLife Hacks for Retail LendersRetail LendingSmall Business Lending
April 18, 2026

BYO AI Workshops: The Fastest Way to Get Your People Using AI.

Most banks and fintechs have rolled out AI tools to thousands of staff… and discovered…
BankersLab
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Silhouette of an executive overlooking a sunrise landscape with rising bar charts, trend lines, and analytics dashboards in green tones, symbolizing AI-powered forecasting and data-driven decision-making. Text reads: “See the Future. Shape the Outcome.”
Introducing the Command Center: Where Strategy Becomes Action FeaturedFinTechLife Hacks for Retail LendersRetail Lending
February 25, 2026

Introducing the Command Center: Where Strategy Becomes Action

While you're analyzing last quarter's numbers, your rivals are already testing next quarter's strategy. The…
BankersLab
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Retail Lending in 2026: Five No-BS Predictions About AI 21st Century LearningFeaturedFinTechLife Hacks for Retail LendersRetail Lending
December 5, 2025

Retail Lending in 2026: Five No-BS Predictions About AI

Throughout 2025, BankersLab partnered with clients to apply AI-driven simulations to real-world lending challenges. These…
Michelle M Katics
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Gamified Lending Simulation – Now with AI Coaching! 21st Century LearningFeaturedFinTechGamify It!Life Hacks for Retail LendersRetail LendingSmall Business Lending
October 6, 2025

Gamified Lending Simulation – Now with AI Coaching!

We’ve always believed that the best way to learn portfolio management is through gamified simulation.…
BankersLab
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Unlocking Insight from Granular Banking Data: Why LLMs Need ML to Deliver Value 21st Century LearningFeaturedFinTechLife Hacks for Retail LendersRetail LendingSmall Business Lending
July 17, 2025

Unlocking Insight from Granular Banking Data: Why LLMs Need ML to Deliver Value

Large Language Models (LLMs) are revolutionizing how we interact with data—generating reports, summarizing customer feedback,…
BankersLab
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Bumbling to Business Impact: A CEO’s Crash Course in Using AI Effectively: Part 1  21st Century LearningFeaturedFinTechFood for thoughtLife Hacks for Retail LendersNewsRetail LendingSmall Business Lending
June 13, 2025

Bumbling to Business Impact: A CEO’s Crash Course in Using AI Effectively: Part 1 

Last quarter, our CTO gently suggested, “Time for you to go to AI school” Apparently,…
BankersLab
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InsightLab: Press Release FeaturedFinTechNewsRetail LendingSmall Business Lending
May 29, 2025

InsightLab: Press Release

We’re thrilled to announce the launch of InsightLab, a cutting-edge solution designed to tackle real-time…
BankersLab
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Presenting: InsightLab FeaturedFinTechRetail LendingSmall Business Lending
April 30, 2025

Presenting: InsightLab

We’re thrilled to announce the launch of InsightLab, a cutting-edge solution designed to tackle real-time…
BankersLab
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Ringing in the New Year
Open Banking Use Cases FeaturedRetail Lending
July 18, 2023

Open Banking Use Cases

BankersLab spoke with Amanda Relton, an Open Banking Expert to learn more about live use…
BankersLab
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Bankers Lab Online Bank Training Courses Simulation Team
Show me the money!  FinTechRetail Lending
October 27, 2022

Show me the money! 

Does Higher Model Lift Improve Your Lending P&L? Back in the day, I recall building…
BankersLab
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Where are we in the Hype Cycle? FinTechRetail Lending
April 29, 2022

Where are we in the Hype Cycle?

AI in Consumer Finance Are we finally reaching the “plateau of productivity”, or are some…
Amy Brennen
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A Deep Dive into Experimental Design 21st Century LearningFinTechRetail Lending
January 26, 2022

A Deep Dive into Experimental Design

Read our interview about BankersLab's Experimental Design Simulation Courses BankersLab CEO and Co-Founder, Michelle Katics,…
BankersLab
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2021 and 2022 Trends FinTechRetail Lending
December 16, 2021

2021 and 2022 Trends

BankersLab Staff Picks! Looking back at 2021 and forward to 2022, what do you think…
BankersLab
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Are FICO Scores Dead
Are FICO Scores dead? FeaturedRetail Lending
September 2, 2021

Are FICO Scores dead?

Are FICO Scores dead? A recent article, originally published in the Wall Street Journal explains that some big lenders…
Amy Brennen
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Bankers Lab Online Bank Training Courses Simulation Team
‘You Don’t Own Me!’ RegTech’s Impact on Trust and Identity FinTechRetail Lending
May 14, 2021

‘You Don’t Own Me!’ RegTech’s Impact on Trust and Identity

By Michelle Katics Co-Founder and CEO, BankersLab How will Regtech shape the future of identity?…
Amy Brennen
Love1
Data Storytelling: Why Such a hot topic? 21st Century LearningRetail Lending
February 18, 2021

Data Storytelling: Why Such a hot topic?

Data Storytelling has emerged as a ‘hot topic’ for skill development in the financial industry.…
BankersLab
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women talking banking and fintech
A Business Case for Enterprise Risk Management (ERM) in the Non-Financial Sector Retail Lending
October 19, 2020

A Business Case for Enterprise Risk Management (ERM) in the Non-Financial Sector

By Venkat Sarma, Banking and Financial Services Risk Management Professional A Business Case for ERM in…
Guest Contributor
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Bankers Lab Online Bank Training Courses Simulation Team
Some Silver Linings in MENA Collections during the Pandemic [With Infographic] Retail LendingSuccess Stories
September 25, 2020

Some Silver Linings in MENA Collections during the Pandemic [With Infographic]

By Darryl D’Souza, CFE One widely-shared meme asks: “Who led the digital transformation at your…
Guest Contributor
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Bankers Lab Online Bank Training Courses Simulation Team
Success Stories: How Thanachart Bank Improved Their Collections Strategy – and Their Profitability! Retail LendingSuccess Stories
August 9, 2020

Success Stories: How Thanachart Bank Improved Their Collections Strategy – and Their Profitability!

Thanachart Bank was facing rising delinquencies in the market and knew they had to take…
Amy Brennen
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Five Crowd-Sourced Reflections to Overcome the Precipice of a Crisis Retail Lending
December 15, 2017

Five Crowd-Sourced Reflections to Overcome the Precipice of a Crisis

By Michelle Katics, BankersLab Co-Founder I recently spent time with a client in New Zealand…
BankersLab
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Agile vs. Business Process Reengineering 21st Century LearningRetail Lending
September 13, 2017

Agile vs. Business Process Reengineering

I don't want to build a better boat. I want a new kind of boat!…
BankersLab
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Are you Sinking or Swimming in the Big Data Lake? FinTechRetail Lending
April 10, 2017

Are you Sinking or Swimming in the Big Data Lake?

For years, I was a vocal critic and naysayer of big data. Inside the bank,…
BankersLab
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Current FinTech Trends in Retail Lending FinTechRetail Lending
April 5, 2016

Current FinTech Trends in Retail Lending

Current FinTech Trends in Retail Lending from BankersLab   FinTech is gathering pace, with close…
BankersLab
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Retail Lending: How to Succeed Against Competition Everywhere Retail Lending
March 15, 2016

Retail Lending: How to Succeed Against Competition Everywhere

At first, you competed with the bank across the street. Then, other types of financial…
BankersLab
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SME Beware – The Regulators Are Coming Retail Lending
March 8, 2016

SME Beware – The Regulators Are Coming

Banking regulations and the methods for ensuring compliance are not new. They have been with…
BankersLab
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Myanmar
Building Retail Banking Credit Expertise in Myanmar – Part 2 in a Series Retail LendingSuccess Stories
February 22, 2016

Building Retail Banking Credit Expertise in Myanmar – Part 2 in a Series

by guest blogger Richard Hartung In late January, 21 enthusiastic participants joined BankersLab trainers Pauline…
BankersLab
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Banker of the future
Banker of the future Report Retail Lending
February 5, 2016

Banker of the future Report

Didn’t catch the latest E&Y Banker of the Future Report? #TL;DR? Here are your four…
BankersLab
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Sub-Prime Lending
Is the return to sub-prime lending a good idea? Retail Lending
January 19, 2016

Is the return to sub-prime lending a good idea?

During the housing crisis some years ago, banks who were lending to home buyers that…
BankersLab
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Peer-to-Peer Lending
Peer-to-Peer Lending: What Is It and How to Compete Retail Lending
January 5, 2016

Peer-to-Peer Lending: What Is It and How to Compete

Online banks are not the only competition born out of the Internet retail lenders are…
BankersLab
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Small Business Portfolio Management
Is managing the small business portfolio keeping you up at night? Retail LendingSmall Business Lending
December 23, 2015

Is managing the small business portfolio keeping you up at night?

Let's review some answers to your questions and get you back in the game with…
BankersLab
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Old School Selling: A Key to Small Business Lending Success Retail LendingSmall Business Lending
November 23, 2015

Old School Selling: A Key to Small Business Lending Success

The Internet and social media have made "branchless" or direct banks a reality. According to…
BankersLab
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Scoring vs. Policy Rules: Connecting the Pieces Ask GiniRetail Lending
November 16, 2015

Scoring vs. Policy Rules: Connecting the Pieces

Dear Gini, I have a question regarding the relationship between policy or other types of…
BankersLab
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What Can Bank Managers Learn from Retailers About Customer Service? Life Hacks for Retail LendersRetail Lending
November 9, 2015

What Can Bank Managers Learn from Retailers About Customer Service?

You call yourself a Banker or Bank Manager, and you tell anyone who asks that…
BankersLab
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Going Beyond Debt-to-Income Analysis to Get the True Picture Ask GiniRetail Lending
October 28, 2015

Going Beyond Debt-to-Income Analysis to Get the True Picture

Dear Gini, During a recent credit policy review, management asked us why we weren't making…
BankersLab
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Retail Lenders Questions on Small Business Lending: Decisions Retail LendingSmall Business Lending
October 20, 2015

Retail Lenders Questions on Small Business Lending: Decisions

We often receive questions from retail lenders on small business lending and many in regard…
BankersLab
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Notes from the Field: Building Better Banks in Myanmar – Part 1 in a Series Retail LendingSuccess Stories
October 16, 2015

Notes from the Field: Building Better Banks in Myanmar – Part 1 in a Series

The last time I visited Myanmar, crisp dollar bills carefully transported from abroad were king.…
BankersLab
Love0
How to Be a Better Banker – Know Your Products Life Hacks for Retail LendersRetail Lending
October 9, 2015

How to Be a Better Banker – Know Your Products

Now that you're getting to know your customers, it is important to know your products…
BankersLab
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How To Be A Better Banker: Know Your Customers Life Hacks for Retail LendersRetail Lending
September 24, 2015

How To Be A Better Banker: Know Your Customers

Let's start by getting one thing straight, being a better banker is about awareness. Are…
BankersLab
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How to implement a good decision management strategy. Life Hacks for Retail LendersRetail Lending
September 3, 2015

How to implement a good decision management strategy.

Many financial institutions are looking at the state of their current decision management systems and…
BankersLab
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Retail Lending: Outcome-as-a-Service (OaaS) – Smart Bankers Retail Lending
July 24, 2015

Retail Lending: Outcome-as-a-Service (OaaS) – Smart Bankers

I was recently in California visiting the fintech, startup and venture community, and heard lots…
BankersLab
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Is it Time to Take a Hard Look at Soft Skills Training? 21st Century LearningRetail Lending
June 8, 2015

Is it Time to Take a Hard Look at Soft Skills Training?

Leadership training is essential for retail bankers. But what type of training is most effective?…
BankersLab
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“Sorry, Dad, I crashed the car!” What to do next? Retail Lending
June 1, 2015

“Sorry, Dad, I crashed the car!” What to do next?

Let’s face it, the financial crisis was a bit of a car wreck.   Some institutions…
BankersLab
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Afraid to admit that RARoEC, RWA, EL, CCF and UL sound like alphabet soup? Ask GiniRetail Lending
May 27, 2015

Afraid to admit that RARoEC, RWA, EL, CCF and UL sound like alphabet soup?

If you’re afraid to admit that you don’t know the difference between an RWA, a…
BankersLab
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Dr. Neil Seitz: Simulating Solutions for Today’s Banking Industry 21st Century LearningGamify It!Retail Lending
April 8, 2015

Dr. Neil Seitz: Simulating Solutions for Today’s Banking Industry

From mobile gaming to educational programs that test technical know-how – gaming has infiltrated not…
BankersLab
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CreditLab: Reality show or training? 21st Century LearningGamify It!Retail Lending
March 28, 2015

CreditLab: Reality show or training?

Mix two parts reality show, one part sports event, and one part TV drama and…
BankersLab
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Contact Us

USA

BankersLab Inc.
35 Miller Ave
Unit #590
Mill Valley, CA 94941 USA

info@bankerslab.com

Singapore

BankersLab, Pte. Ltd.
20 Cecil Street, #07-03
PLUS, Singapore
049705

asia@bankerslab.com

Asia-Pacific

SM Tech Thai Co., Ltd.
159 Sermmit Tower, 23rd Floor
Sukhumvit Soi 21 (Asoke Rd)
Wattanna, Bangkok 10110 Thailand

asia@bankerslab.com

Dubai

5842+632 Meydan
Grandstand - 6th Floor Al Meydan Rd -
Nad Al Sheba - Nadd Al Shiba First -
Dubai - United Arab Emirates

asia@bankerslab.com

© 2026 Bankerslab®

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