BankersLab reserves the right to update or amend these Terms and Conditions at any time and your continued use of the Website following any changes shall be deemed to be your acceptance of such change. It is therefore your responsibility to check the Terms and Conditions regularly for any changes.
Some services on the Website may be restricted to users that have registered their details with us and created an account. If you decide to register for one of these services you agree:
(a) that your account details are personal to you and you shall not disclose your account details to any third party;
(b) that you will not allow a third party to use your password for the purposes of gaining entry to services meant for registered users only and that you will take all reasonable steps to ensure that your user details are kept confidential and secure; and
(c) that you will not create an account using false information or impersonate another person when registering for a service on the Website.
We may cancel your account at anytime if for any reason we believe you have breached these requirements. We also reserve the right to disable your account details, whether chosen by you or allocated by us, at any time if in our sole opinion you have failed to comply with any part of these User Terms.
Accessing the Website
Accessing our Website is permitted on a temporary basis, and we reserve the right to withdraw or amend the service we provide on the Website without notice. We will not be liable for any reason if the Website remains unavailable at any time or for any period.
From time to time, we may restrict access to some parts of the Website, or the entire site, to users who have registered with us.
You are responsible for making all arrangements necessary for you to have access to our site (including taking necessary steps to ensure you use up to date anti-virus software). You are also responsible for ensuring that all persons who access the Website through your internet connection are aware of these User Terms, and that they comply with them.
Any commentary and other materials posted on our Website are not intended to amount to advice on which reliance should be placed. We therefore disclaim all liability and responsibility arising from any reliance placed on such materials by any visitor to the Website, or by anyone who may be informed of any of its contents.
We have the right to terminate your access to any or all of the BankersLab Website at any time, without notice, for any reason, including without limitation, breach of these Terms and Conditions. We may also at any time, at our sole discretion, discontinue the BankersLab Website or any part thereof without prior notice and you agree that we shall not be liable to you or any third party for any termination of your access to the BankersLab Website.
Limitation of liability
The materials displayed on our site are provided without any guarantees, conditions or warranties as to their accuracy. To the extent permitted by law, we, other members of our group of companies and third parties connected to us hereby expressly exclude:
All conditions, warranties and other terms which might otherwise be implied by statute, common law or the law of equity.
Any liability for any direct, indirect or consequential loss or damage incurred by any user in connection with our site or in connection with the use, inability to use, or results of the use of our site, any websites linked to it and any materials posted on it, including:
- loss of income or revenue;
- loss of business;
- loss of profits or contracts;
- loss of anticipated savings;
- loss of data;
- loss of goodwill;
- wasted management or office time; and
- whether caused by tort (including negligence), breach of contract or otherwise, even if foreseeable, provided that this condition shall not prevent claims for loss of or damage to your tangible property or any other claims for direct financial loss that are not excluded by any of the categories set out above.
This does not affect our liability for death or personal injury arising from our negligence, nor our liability for fraudulent misrepresentation or misrepresentation as to a fundamental matter, nor any other liability which cannot be excluded or limited under applicable law.
The materials displayed on this website, including without limitation all editorial materials, information, photographs, illustrations, artwork and other graphic materials, and names, logos and trade marks, are the property of BankersLab and are protected by copyright, trade mark and other intellectual property laws. Any such content may be displayed and printed solely for your personal, non-commercial use within your organization only provided that any copyright notice on such a display or page is not removed. You agree not to reproduce, retransmit, distribute, disseminate, sell, publish, broadcast or circulate any such material to any third party without the express prior written consent of BankersLab.
Save for the above, and unless expressly granted, BankersLab does not grant any license or right in, or assign all or part of, its intellectual property rights in the content or applications incorporated into the BankersLab website or in the user interface of the BankersLab website.
Any material you send to us on or via the BankersLab website will be deemed to be non-confidential and non-proprietary. This includes any data, questions, comments, suggestions, ideas or other information. We will be entitled to use such material for any purpose without compensation to you.
Third party websites
The BankersLab Website may contain links to other websites operated, controlled or produced by third parties. Unless otherwise indicated BankersLab does not control, endorse, sponsor or approve any such third party websites or their content nor does BankersLab provide any warranty or take any responsibility whatsoever for any aspect of those websites or their content.
Links to BankersLab website
If you wish to establish a link to this website, you must first seek approval from BankersLab. To seek approval please email BankersLab at [email protected].
The following information will be required to assess your request:
- the URL of the website that you seek to establish a link from
- a brief description of your website
- the reason that you wish to establish a link.
If BankersLab agrees to your proposed link, you must comply with any terms and conditions imposed by BankersLab as a condition of such agreement. If the nature and/or content of your website changes in any significant way, you must contact BankersLab and provide a new description of your website.
Interference with website
You must not attempt to change, add to, remove, deface, hack or otherwise interfere with this website or any material or content displayed on the BankersLab website.
These Terms and Conditions are governed by and construed in accordance with the State of Delaware, United States of America. In the event that a dispute arises from these Website Terms and Conditions, you agree to submit to the non-exclusive jurisdiction of the courts of Delaware, United States of America.
Use of any forum on the Website (“Forum”) indicates your acceptance of these Forum Rules and any relevant specific rules relating to a particular Forum, if applicable. In the event of a conflict between the Forum Rules set out below and any Forum specific rules, the Forum specific rules shall prevail. Please note that we do not actively monitor the activities in our Forums.
(a) Companies/individuals must not use the Forum to advertise any products or services.
(b) BankersLab reserves the right, in its sole discretion, to remove access to the Forum for any Users.
(c) Users may not post rude or abusive messages, including personal attacks on other Users.
(d) Users may not post defamatory or other insulting or inappropriate messages.
(e) Users may not place any material onto the Forum that infringes the Intellectual Property Rights or other rights of any third party or breaches any applicable laws.
(f) BankersLab reserves the right to take appropriate action in the event of any suspected infringement of any applicable law.
(g) Users may not use any Forum for transmitting any spam, junk mail, or any other form of commercial solicitation
(h) Users may not post onto any Forum anything that contains any software viruses or any other code, file, program designed to harm the function of any computer or telecommunications equipment.
(i) Users must not collect or store (or attempt to collect or store) any personal data that it may receive about other Users of any Forum.
(j) If under the age of 18 a User will need to obtain a parent or guardian’s permission before posting anything onto the Forum.
(k) Comments submitted to any Forum may be recorded and stored in multiple places, both in the Website and elsewhere on the internet. These comments may be accessible for a long time and Users will not have control over who may read them. Users should be careful and selective over the personal information they disclose about themselves and others. In particular Users should not disclose sensitive, embarrassing, proprietary or confidential information in any comments made on any Forum. Users should not include sensitive personal details (like e-mail or physical addresses or telephone numbers) anywhere on the Forum, but particularly on public message boards. We take no responsibility for any issues arising from any User’s disclosure of any such information on any Forum.
(l) Any User who includes a link from any other website to the Website shall ensure that such a link opens in a new browser window and shall link to the full version of an HTML formatted page of the Website. Users are not permitted to link directly to any image hosted on the Website, such as using an “in-line” image linking method to cause the image hosted by us to be displayed on another website. Users agree not to download or use images hosted on the Website on any other website for any purpose, including but not limited to posting such images on another website. Users agree not to link from any other website to the Website in any manner causing the Website or any page of the Website to be surrounded or obfuscated by any third party content, materials or branding. BankersLab reserves the right to insist that any link to the Website is removed or discontinued, and to revoke the right of any User to link to the Website from any other website at any time.
(m) BankersLab reserves the absolute right to use any submission to any Forum in any format or media, whether now known or hereafter invented.
(n) Users waive their moral rights to object to any derogatory treatment, or to be identified as the author of any post made on any Forum.
(o) If a User fails to adhere to these, or any applicable Forum specific rules, BankersLab reserves the right to terminate the User’s participation on any Forum.
(p) The Forums may not be moderated. BankersLab reserve the right to remove or edit any posting on any Forum that contravenes these, or any applicable Forum specific rules.
(q) Users of any Forum use the Forum entirely at their own risk. As such, to the extent permitted by law, Users release BankersLab, its directors, contractors and employees from all liability arising out of or in connection with the Forum and the material submitted to it by third parties. For the avoidance of doubt, BankersLab takes no responsibility for any of the views expressed on any Forums.
(r) Problems or complaints should be directed to BankersLab via private message to a Forum moderator.