What makes the BankersLab Simulation so POWERFUL?

No matter what the market condition, the credit population, or the decision tools you’re using, we are able to toggle a range of different decisions on and off to help you  explore and learn from over a trillion possible outcomes.

The simulation and the many lab products that utilize the simulation were created with the goal of educating and informing financial and management professionals. By experiencing the simulation, students become players in a game with a mission to earn the most money for their organization.

By witnessing the results of their actions in the present and the future, players learn how to detect the cause and effect of their actions on the portfolios, and then learn take proactive corrective action to help them make better, more profitable decisions.

Rapid learning about cause and effect in portfolios

Team collaboration on strategies

Review and compare results

BankersLab Simulation Outcomes

Over a Trillion Possible Outcomes

Language Localization

Configurable Economic Scenarios


Scalable for Your Users

Configurable for any Lending product

The BankersLab Simulation

Now Introducing: BankersLab Simulation Modules

At BankersLab we’re constantly innovating and refining our processes and our technologies — and want to help you do the same. That’s why we’re excited to start offering new simulation modules and configurations


  • With the rise of open banking, alternative data, and APIs to transaction-level data, there are enormous opportunities to use more precise income estimates


  • In our simulation, learn how to integrate estimated income into your existing underwriting process

Buy Now Pay Later (BNPL)

  • At the point of sale, your customers are given the choice to make a set of installment payments rather than use a credit card.  This reduces interest expense for the customer while increasing shopping cart conversion rates


  • In the simulation, work on your BNPL strategy – whether you are a bank, FinTech, or BNPL-specific provider
Download our Simulation FAQ

Equipment and Vehicle Finance

  • We are constantly adding new types of lending products to our simulations.   Motorcycles, Boats, Medical Equipment Finance, Inventory finance, and more.